Private home inventory · claim-ready

Know exactly what you own — before you have to prove it.

Photograph each valuable, record what you paid and what it is worth today, and keep the receipt attached. When a claim arrives, the paperwork is already done.

8 items documented $29,450 logged Stored on this device only

A bright modern living room with a sofa and large windows
Documented value Live

$29,450

    Overview

    Your inventory at a glance

    Documented value

    $29,450

    Current replacement estimate

    Items documented

    8

    Across 6 categories

    High-value items

    7

    Over $2,500 — appraisal advised

    Receipts on file

    88%

    7 of 8 items have proof

    The collection

    Every valuable, with its receipt attached.

    Filter by category, or search a serial number when the paperwork goes missing. Each entry keeps the proof next to the price.

    Showing 8 items

    New entry

    Add a valuable

    Fill in what you know. The value, the purchase date and the receipt reference are the three things an insurer asks for first.

    Give the item a name so you can find it later.

    Pick the category this belongs to.

    Enter the value today as a number.

    Leave blank if you don't remember — an estimate is fine.

    The strongest single proof that the item was yours.

    Shoot the item and its serial plate. Under 400KB keeps it in this browser.

    Entries are saved in this browser only — print the summary for a permanent copy.

    Coverage

    What a home policy actually asks about

    Most contents claims stall on the same handful of questions. Document these six areas and you answer all of them up front.

    Household contents

    Furniture, appliances, electronics and everything in daily use. Usually covered as a single contents sum — so the total is what matters.

    Valuables & collectibles

    Jewellery, watches, art and antiques typically have a per-item cap and need a written appraisal to be scheduled separately.

    Items away from home

    Laptops, cameras and phones that travel. Check whether the limit applies worldwide or only inside the country.

    Bicycles & outdoor gear

    Often excluded from contents and needing their own policy. A frame number plus a photo is what a bike claim requires.

    Musical instruments

    Valued at replacement cost, and worth photographing with the serial number visible on the back of the headstock.

    Documents & backups

    Passports, deeds, contracts and digital archives. Keep a copy of this inventory somewhere other than the house.

    Proof of ownership

    A receipt beats a memory.

    Five habits that turn a list of things into evidence an adjuster accepts.

    1. Keep the receipt — or an appraisal

      For anything inherited or bought secondhand, a dated valuation from a professional replaces the receipt.

    2. Photograph the item, not just the box

      One full view, one close-up of any damage or wear, and one of the serial plate. Daylight beats flash.

    3. Record the serial or IMEI

      It is the one detail a thief cannot remove from the police report, and the fastest way to prove the item was yours.

    4. Store a copy outside the house

      A fire or flood takes the receipts with it. Keep this inventory in the cloud, at a relative's, or in a bank box.

    5. Re-audit once a year

      Update values, delete what you sold, and add what you bought. Insurance payouts track today's replacement price, not the price you paid.

    Neatly organised paperwork and folders kept together on a desk

    Coverage snapshot

    A number you can hand to your insurer

    Totals update as you add items. Print the page and the collection becomes a claim-ready schedule.

    Total documented value

    $29,450

    Items documented 8
    High-value items (over $2,500) 7
    Receipts or appraisals on file 88%

    Value by category

    8 items · 6 categories
    Documented value by category
    Category Items Value Share
    Total 8 $29,450 100%

    Start with the five things you'd hate to lose.

    Ten minutes now saves a denied claim later. Add them today, add the rest over the weekend.