Household contents
Furniture, appliances, electronics and everything in daily use. Usually covered as a single contents sum — so the total is what matters.
Photograph each valuable, record what you paid and what it is worth today, and keep the receipt attached. When a claim arrives, the paperwork is already done.
8 items documented $29,450 logged Stored on this device only
$29,450
Overview
Documented value
$29,450
Current replacement estimate
Items documented
8
Across 6 categories
High-value items
7
Over $2,500 — appraisal advised
Receipts on file
88%
7 of 8 items have proof
The collection
Filter by category, or search a serial number when the paperwork goes missing. Each entry keeps the proof next to the price.
Showing 8 items
New entry
Fill in what you know. The value, the purchase date and the receipt reference are the three things an insurer asks for first.
Coverage
Most contents claims stall on the same handful of questions. Document these six areas and you answer all of them up front.
Furniture, appliances, electronics and everything in daily use. Usually covered as a single contents sum — so the total is what matters.
Jewellery, watches, art and antiques typically have a per-item cap and need a written appraisal to be scheduled separately.
Laptops, cameras and phones that travel. Check whether the limit applies worldwide or only inside the country.
Often excluded from contents and needing their own policy. A frame number plus a photo is what a bike claim requires.
Valued at replacement cost, and worth photographing with the serial number visible on the back of the headstock.
Passports, deeds, contracts and digital archives. Keep a copy of this inventory somewhere other than the house.
Proof of ownership
Five habits that turn a list of things into evidence an adjuster accepts.
For anything inherited or bought secondhand, a dated valuation from a professional replaces the receipt.
One full view, one close-up of any damage or wear, and one of the serial plate. Daylight beats flash.
It is the one detail a thief cannot remove from the police report, and the fastest way to prove the item was yours.
A fire or flood takes the receipts with it. Keep this inventory in the cloud, at a relative's, or in a bank box.
Update values, delete what you sold, and add what you bought. Insurance payouts track today's replacement price, not the price you paid.
Coverage snapshot
Totals update as you add items. Print the page and the collection becomes a claim-ready schedule.
Total documented value
$29,450
| Category | Items | Value | Share |
|---|---|---|---|
| Total | 8 | $29,450 | 100% |
Ten minutes now saves a denied claim later. Add them today, add the rest over the weekend.